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  Mortgage rates are near historic lows these days, but there’s a way to make them even lower. It’s called buying points, essentially paying money upfront to the lender to get a better rate for the life of the loan. And while it sounds great on the surface, it may or may not be the best deal, depending on your circumstances.

In fact, the whole process can be confusing, which is why it’s crucial that you understand what mortgage points are and how to calculate whether this move can really save you money.

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Added on 2021/09/24 | 1 Keys | 0 +

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